Hope Bancorp Inc. Common Stock (HOPE)

FairStock Score: 50/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I see Hope Bancorp as a small regional bank holding company with a $1.7B market cap, priced at $13.31 on 2026-10-13. The FairStock-calculated P/E is 12.92, P/B is 0.74 and ROE is 5.66%. On the surface, 0.74 times book and a 4.21% dividend yield look like classic Graham value, but low ROE says the book value is not earning much. The filed figures show net income of $133.7M in fiscal year 2023, $99.6M in fiscal year 2024 and $61.6M in fiscal year 2025—a clear decline. That is why the Lynch category is SLOW GROWER — Shrinking: profit -11.2% a year over 5 years. Recent quarters offer some hope: net income was $29.5M in fiscal Q1 2026, quarter ended 2026-03-31, and $33.0M in fiscal Q2 2026, quarter ended 2026-06-30. If that pace continues, today's price could prove cheap. But the moat is thin; regional banks compete on relationships and price, and this one has only 1,432 employees. FairStock-calculated ROCE is 0.68%, Piotroski is 6/9 and PEG is 0.24—mixed signals at best. Critically, bank-specific measures like CET1, NIM and combined ratio are not in the data, so I cannot judge credit quality, capital adequacy or margin pressure. A low beta of 0.85 and the dividend may support patience, but without a durable return to higher profitability, a discount to book can remain a value trap.

In plain English: Hope Bancorp is a bank holding company that provides checking, savings, loans and other banking services to businesses and individuals, mainly through Bank of Hope. The business looks mixed: profits have shrunk over the past few years, but the last two reported quarters were better than the year before. At $13.31 a share, the stock looks cheap compared with the company's book value and profits, but the weak long-term profit trend means it is not clearly a strong business.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q4 2025 10-K (period ended 2025-12-31) · fiscal Q3 2025 10-K (period ended 2025-09-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer