The Goldman Sachs Group, Inc. (GS)

FairStock Score: 58/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look first for a business I can understand and trust. Goldman Sachs is a premier capital-markets franchise: it advises on mergers, underwrites capital, trades securities, and manages assets. That brand and client network are a real moat, though not a wide, untouchable one; Wall Street profits still swing with markets and regulation. The numbers are strong. In fiscal Q2 2026, the quarter ended 2026-06-30, net income was $6.6 billion and diluted EPS was $20.98, up from $3.7 billion and $10.91 in fiscal Q2 2025. For FY2025, net income was $17.2 billion and diluted EPS $51.32, versus $14.3 billion and $40.54 in FY2024. That is good momentum. FairStock's price-based calculations at the 2026-10-13 close of $891.91 show a P/E of 13.78, P/B of 2.46, ROE of 16.90%, and a Piotroski F-Score of 5/9. A 16.9% ROE is respectable for a broker, and 2.46 times book is not cheap, but not absurd for Goldman's franchise. The red flags are leverage and consistency. D/E is 7.25, normal for this balance sheet but a reminder that funding can vanish. ROCE of 1.07% looks low and highlights how much capital the model consumes. The business is cyclical; FY2023 net income was only $8.5 billion and diluted EPS $22.87, so earnings can halve. FairStock calls it a STALWART, steady 12.7% profit growth over five years, but the 52-week range of $740 to $1,154 shows volatility. At 13.8 times earnings, the price seems fair, with some margin of safety. I would want CET1, NIM, combined ratio, and credit-loss data before getting excited; those bank-specific measures are not in this data.

In plain English: Goldman Sachs is a big financial company that helps corporations, governments and individuals raise money, trade investments, and manage wealth. The business looks strong right now: it earned $6.6 billion in the latest quarter, and full-year profit rose from $14.3 billion in fiscal 2024 to $17.2 billion in fiscal 2025. At $891.91 a share, the price looks fair rather than cheap, and the company relies heavily on borrowed money, as big financial firms do.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer