U.S. Global Investors Inc. Class A Common Stock (GROW)

FairStock Score: 43/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I start with the business. U.S. Global Investors is a tiny asset manager—21 employees, a $30M market cap, and a focus on mutual funds and ETFs. That is a tough place to build a moat; scale matters, and fee pressure is relentless. Still, the balance sheet is clean: D/E is 0.00, and FairStock's Altman Z-Score is 8.26, suggesting low financial distress. The earnings record is volatile. In fiscal 2025, the company reported revenue of $8.5M and a net loss of $334,000. In fiscal 2026, revenue rose to $10.3M and net income was $3.1M, or EPS of $0.24. But that swing includes a fiscal Q2 2026 net loss of $846,000, a fiscal Q1 2026 net income of $1.5M, and fiscal Q3 2026 net income of $2.7M—so results are uneven. FairStock calculations at the 2026-10-13 close of $2.86 show a P/E of 11.92, P/B of 0.78, EV/EBITDA of 1.48, ROE of 6.76%, ROCE of -0.78%, and FCF yield of 2.3%. The Graham Number is $4.45, implying a 35.73% margin of safety. Piotroski F-Score is 5/9, not a strong quality signal. The company pays a 2.96% dividend and has a low beta of 0.68. FairStock labels it a TURNAROUND, since it returned to profit after a loss within the last three years. My conclusion: this looks statistically cheap and financially safe, but not obviously high quality. The price discounts a lot, yet the business must prove it can generate steady profits and cash flow rather than relying on market-driven swings.

In plain English: U.S. Global Investors is a small money manager that runs mutual funds and ETFs. Its profits are uneven: it lost money in fiscal 2025 but earned $3.1 million in fiscal 2026. The share price looks cheaper than the company's book value and a simple value estimate, but the business is tiny and earnings are not steady.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-03-31) · fiscal Q2 2026 10-Q (period ended 2025-12-31) · fiscal Q1 2026 10-Q (period ended 2025-09-30) · fiscal Q3 2025 10-Q (period ended 2025-03-31) · FY2026 10-K (period ended 2026-06-30) · FY2025 10-K (period ended 2025-06-30) · FY2024 10-K (period ended 2024-06-30)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer