Gold.com Inc. Common Stock (GOLD)

FairStock Score: 48/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Gold.com is a precious-metals financial and dealing business: wholesale bars and coins, direct-to-consumer sales, and secured lending. The filed record is anything but steady. Revenue went from $9.7 billion in fiscal 2024, ended 2024-06-30, to $176.9 million in fiscal 2025, ended 2025-06-30, then $618.0 million in fiscal 2026, ended 2026-06-30. Net income went $68.5 million, then $17.3 million, then $82.3 million; diluted EPS went $2.84, $0.71, $3.02. Quarterly, fiscal Q1 2026 ended 2025-09-30 produced $3.7 billion of revenue and a $939,000 net loss, while fiscal Q3 2026 ended 2026-03-31 produced $178.2 million of revenue and $59.5 million of net income. That volatility tells me the moat is thin; metals dealing and secured lending are competitive, capital-intensive, and price-taking. At the $40.20 close on 2026-10-13, FairStock calculates a P/E of 13.31, P/B of 1.34, ROE of 10.8%, ROCE of 2.82%, and D/E of 0.96. The ROE is acceptable, but ROCE is low and leverage is meaningful. Piotroski is 5/9, FairStock Score 48/100, and the computed Lynch category is SLOW GROWER, Shrinking, with profit down 12.4% a year and revenue down 39.5% over five years. The PEG of 0.17 looks cheap only if growth is real; the shrinking category says be skeptical. As a financial, I would want CET1, net interest margin, and combined ratio, none of which are in the data, so credit risk in secured lending is a black box. The stock is not expensive, but I need consistent earnings, better ROCE, and lower leverage before calling it a bargain.

In plain English: Gold.com buys, sells, and lends against precious metals like gold and silver. Its recent results are very uneven: sales and profits have swung widely, and the five-year record shows shrinkage, so the business does not look steady. At $40.20, the price is about 13 times last year's profit and 1.34 times its net assets, which looks neither clearly cheap nor expensive.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-03-31) · fiscal Q2 2026 10-Q (period ended 2025-12-31) · fiscal Q1 2026 10-Q (period ended 2025-09-30) · fiscal Q3 2025 10-Q (period ended 2025-03-31) · FY2026 10-K (period ended 2026-06-30) · FY2025 10-K (period ended 2025-06-30) · FY2024 10-K (period ended 2024-06-30)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer