GoHealth Inc. Class A Common Stock (GOCO)

FairStock Score: 33/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for businesses that earn consistent profits and sell below intrinsic value. GoHealth operates in the Medicare insurance marketplace, matching seniors to Medicare Advantage, supplement, and drug plans. The idea sounds useful, but the numbers are ugly. In fiscal Q1 2026, revenue was $11.9 million while net income was -$37.2 million, a -311.99% margin. The provided growth figures show revenue growth of -94.61% and profit growth of -743.26%. That is not a moat; it is a warning. A machine-learning matching platform may help, but I see no durable pricing power when revenue is collapsing and losses are enormous. Financial health is poor: FairStock calculations at the $0.34 close on 2026-07-28 show P/B of 2.59, ROE of -289.94%, ROCE of -10.59%, FCF yield of -558.1% on trailing free cash flow of -$107.8 million, Piotroski F-Score 4/9, and Altman Z-Score -1.02. The market cap is only $19.3 million, which sounds cheap, but a business burning over $100 million of cash against that value is not cheap; it is fragile. The 52-week range of $0.27 to $4.62 shows how far expectations have fallen. FairStock's Lynch category is none because there are only 0 years of filed results, needing 3. I would need evidence of positive cash flow, stable revenue, and a stronger balance sheet before calling this a value opportunity. As Graham might say, price is what you pay; value is what you get. Here, the price is low, but the value is impaired.

In plain English: GoHealth runs an online marketplace that helps people, mainly seniors, find Medicare health plans. The business looks weak right now: in fiscal Q1 2026 it made $11.9 million of revenue but lost $37.2 million, and it is burning a lot of cash. At $0.34 a share, the price may look small, but compared with the company's losses and cash burn, it does not look like a bargain.

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Data as of 2026-07-28 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer