Giftify Inc. Common Stock (GIFT)

FairStock Score: 53/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett/Graham investor, I want durable earning power at a discount. Giftify fails the first test. It runs Restaurant.com and CardCash, a small internet deal and gift-card exchange business with 40 employees. In fiscal 2025, the year ended 2025-12-31, revenue was $83.2M and net income was -$10.5M, or diluted EPS -$0.35. In fiscal 2024, revenue was $88.9M and net income was -$18.8M, or diluted EPS -$0.73. Revenue shrank, though the loss narrowed. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $21.7M and net income was -$1.2M; that compares with fiscal Q2 2025 revenue of $20.9M and net income of -$2.6M. At the 2026-10-13 close, FairStock calculations show a negative P/E of -2.20, P/B of 0.94, ROE of -40.23%, ROCE of -17.29%, TTM FCF of -$2.2M, FCF yield of -10.8%, Altman Z-score of -2.84, and Piotroski F-score of 6/9. Debt/equity is 0.22, so leverage is not the main problem; cash burn and weak profitability are. The business has no clear durable moat, and the computed Lynch category is none because it has lost money in each of the last four years. At $0.57, the price is close to book value, but book value can shrink with continued losses. I see no margin of safety in earning power. Until revenue stabilizes and free cash flow turns positive, this looks speculative, not a Graham bargain.

In plain English: Giftify runs Restaurant.com and CardCash, websites for restaurant deals and gift-card trading. The business is losing money, yearly revenue is slightly falling, and cash flow is negative, though losses have narrowed recently. At 57 cents a share, the price is close to the value of its net assets, but the company still looks weak against its numbers, so it is not clearly cheap.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K/A (period ended 2025-12-31) · FY2024 10-K/A (period ended 2024-12-31) · FY2023 10-K/A (period ended 2023-12-29)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer