Global Indemnity Group LLC Class A Common Stock (GBLI)

FairStock Score: 49/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $23.45 on 2026-10-13, FairStock calculates a $338.3 million market cap, a P/E of 9.94, a P/B of 0.51, a 5.37% dividend yield, and a beta of 0.42. It labels GBLI a TURNAROUND because it returned to profit after a loss within the last three years. The balance sheet looks conservative, with D/E of 0.01, but returns are weak: ROE 4.88% and ROCE 1.65%. In fiscal 2025, the year ended 2025-12-31, filed revenue was $450.1 million and net income was $25.3 million, or diluted EPS of $1.75; that was down from fiscal 2024, the year ended 2024-12-31, when net income was $43.2 million and diluted EPS was $3.12. The profit decline is a red flag, though fiscal Q2 2026, the quarter ended 2026-06-30, showed revenue of $116.1 million, net income of $11.1 million, and diluted EPS of $0.76, better than fiscal Q2 2025, the quarter ended 2025-06-30, with $110.5 million, $10.3 million, and $0.71. Fiscal Q1 2026, the quarter ended 2026-03-31, was only $4.2 million of net income, so earnings are uneven. At about half of book value, the market seems to doubt sustainable underwriting. I cannot judge the insurer's combined ratio, reserve development, or investment yield from the data; CET1 and NIM are bank measures and are also absent. With a Piotroski F-Score of 4/9 and FairStock score of 49/100, this is a cheap but unproven cigar-butt: low leverage and dividend help, but the business must earn a respectable return on equity before it deserves a higher multiple.

In plain English: Global Indemnity is a small insurer that sells specialty property and casualty coverage and reinsurance in the United States. Its latest full-year profit fell sharply from the prior year, and its returns on shareholder money are modest, so the business looks average or weak. The stock price is low compared with the company's accounting book value and pays a high dividend, which may make it look cheap, but the uneven profits are a caution.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer