Fulton Financial Corporation Common Stock (FULT)

FairStock Score: 64/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I start with the balance-sheet business. Fulton is a $4.2B market-cap regional bank holding company with 3,400 employees. At the 2026-10-13 close of $21.95, FairStock calculations put it at 10.55 times earnings and 1.16 times book, with a 3.46% dividend yield and 0.80 beta. For a bank, book value and return on equity matter more than industrial free cash flow. The FairStock ROE is 11.10%, respectable but not exceptional; I prefer banks earning closer to 12% to 15% on equity before paying much above book. The Lynch category is STALWART, based on 17.1% five-year profit growth and 4.1% revenue growth, steady, not a rocket. Filed results show fiscal year 2025 net income of $391.6M and diluted EPS of $2.08, up from fiscal year 2024 net income of $288.7M and EPS of $1.57. In fiscal Q2 2026, the quarter ended 2026-06-30, filed net income was $102.4M and EPS was $0.52, versus $99.2M and $0.53 in fiscal Q2 2025. That suggests stable, modestly growing earnings, though filed revenue of $79.3M in that quarter is oddly below net income, an accounting presentation I would verify. The 64/100 FairStock score and Piotroski 4/9 indicate average financial strength. The PEG of 0.24 is attractive if growth is durable. But CET1, net interest margin, nonperforming assets, reserve coverage and combined ratio are not in the data. Without credit and capital detail, I call it a fair-to-slightly-cheap bank, not a fat pitch.

In plain English: Fulton Financial is a regional bank holding company that takes deposits and makes loans, mainly to consumers and businesses in the U.S. The business looks steady but not spectacular: profits have been fairly stable, the dividend is meaningful, and the stock price looks fair to modestly cheap compared with its profits and accounting net worth. The main unknowns are credit quality and capital strength, which are not fully shown in the numbers provided.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer