FirstSun Capital Bancorp Common Stock (FSUN)
StalwartFairStock Score: 68/100 — STEADY
Key Financials
| Current Price | $39.81 |
| Market Cap | $1.1B |
| P/E Ratio | 23.84 |
| ROE | 3.19% |
| Dividend Yield | 0% |
| Sector | Financial Services |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
As a Buffett/Graham-style investor, I start with earnings power and book value. FirstSun, the holding company for Sunflower Bank, trades at $38.34 as of 2026-10-13, about 0.98 times book value. That means the market is not paying a premium for the franchise. But the earnings record is uneven. In fiscal Q2 2026, the quarter ended 2026-06-30, FirstSun reported a net loss of $22.9 million and diluted EPS of -$0.49. That follows fiscal Q1 2026 net income of $21.6 million and diluted EPS of $0.76. In fiscal 2025, the year ended 2025-12-31, net income was $97.9 million, or $3.47 per diluted share. Fiscal 2024 net income was $75.6 million, or $2.69, while fiscal 2023 was $103.5 million, or $4.08. So the latest loss is a serious break from the recent pattern.
In plain English: FirstSun is a bank holding company for Sunflower Bank, serving small and medium-sized businesses and consumers. The business looks mixed: it earned solid profits in recent years, but the latest quarter showed a loss, and the stock price is close to the company's accounting net worth. Based on the numbers given, the price looks roughly fair rather than clearly cheap or expensive.
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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash
Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)
Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer