Fifth Third Bancorp Depositary Shares (FITBI)
FairStock Score: 70/100 — STEADY
Key Financials
| Current Price | $25.55 |
| Market Cap | $17.7B |
| P/E Ratio | 7.34 |
| ROE | 12.48% |
| Dividend Yield | 9.23% |
| Sector | Financial Services |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
At the 2026-08-12 close, FITBI trades at $25.55. The supplied bank-level FairStock metrics show a P/E of 7.34, price-to-book of 1.02, ROE of 12.48%, and a 9.23% dividend yield. In the latest filed quarter, 2026-Q2, Fifth Third Bancorp reported revenue of $3.2B and net income of $801.0M, a 24.80% margin. That is a respectable regional bank profile: low-teens return on equity and shares near book value. The moat is the deposit franchise and customer switching costs, but regional banks are cyclical and heavily exposed to credit and funding costs. The Piotroski F-Score of 2/9 is weak, and FairStock's Lynch category is none because only 0 years of filed results are available, needing 3. The 52-week range of $25.12-$25.99 is unusually tight, suggesting this depositary share trades more like a yield instrument than a common stock. I cannot see CET1, net interest margin, efficiency ratio, or credit costs, so capital adequacy and underwriting risk are unassessed. The 9.23% yield is attractive, but it may compensate for preferred-stock risk; the terms of the depositary shares are not in the data. At 1.02 times book, the price looks fair, not cheap. FairStock Score 70/100 and PEG 0.27 hint at value, but without bank-specific safety measures I would remain cautious. This is not a classic Buffett-style bargain; it is a high-yield bank instrument with hidden risks.
In plain English: Fifth Third Bancorp Depositary Shares are tied to Fifth Third Bancorp, a regional bank holding company that takes deposits and makes loans through its bank subsidiaries. The data shows it earns a solid return on shareholder money and had a 24.80% profit margin in the latest quarter, though key bank safety details are missing. At $25.55, the price looks near fair compared with its book value and earnings, and the very high 9.23% dividend yield is the main draw.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data as of 2026-08-12 close · note generated 2026-10-15 · model deepseek-flash
Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer