Fitness Champs Holdings Limited Common Stock (FCHL)

FairStock Score: 20/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett/Graham investor, I start with the business: Fitness Champs sells swimming and sports education, mainly in Singapore, plus merchandise and pickleball. It is small—market cap just $216,036 at the 2026-10-13 close—and I see no evidence of a durable competitive moat or dependable cash generation. The numbers are ugly. At that close, FairStock shows a P/E of -0.01 and P/B of 0.66; ROE is -355.47% and ROCE is -85.39%, which are symptoms of a business losing money against a tiny equity base. The balance sheet has low debt (D/E 0.15), which helps, but Altman Z of -0.81 signals distress, and Piotroski 2/9 confirms poor financial momentum. P/B below 1 might look like a Graham bargain, but with negative returns, book value is not earning its keep and may be questionable. The 52-week range of $0.17 to $7.80 is wild; this is not a stable consumer-defensive compounder. Growth is impossible for me to judge: revenue and profit growth are N/A, there are zero years of filed results, so the Lynch category is none. I need a multi-year record to see whether swim fees, merchandise, or pickleball can produce sustainable economics. Until then, the FairStock Score of 20/100 fits: cheap-looking, but not demonstrably sound. I would require evidence of positive earnings, better returns on capital, and a filable history before calling it investable.

In plain English: Fitness Champs provides swimming and sports lessons, plus related gear, mainly in Singapore. The numbers show a very small company that is losing money and has weak financial health, though it carries little debt. The share price may look low compared with its accounting value, but because the business is not profitable, it is hard to call the stock clearly cheap or safe.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer