Ford Motor Company (F)

FairStock Score: 49/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Ford as a turnaround, not a steady compounder. It sells trucks, SUVs, commercial vans, cars and Lincoln vehicles through Ford Blue, Model e, Pro and Credit, so it has real scale: fiscal 2025 revenue was $187.3B versus $185.0B in fiscal 2024. But scale has not protected owners. Fiscal 2025 net income was a $8.2B loss versus $5.9B net income in fiscal 2024. Fiscal Q1 2026, the quarter ended 2026-03-31, did earn $2.6B, so operations are volatile rather than uniformly bad. Financial health is the weak point. The FairStock-calculated debt-to-equity figure is 4.57, the Altman Z-score is 0.44, and return on equity is -18.25%. A 0.35% return on capital is far too thin for a capital-intensive auto maker. The offset is cash: trailing free cash flow was $7.3B, a FairStock-calculated 15.4% yield on the $47.1B market cap, supporting a FairStock-calculated 4.54% dividend yield at the 2026-10-26 close. Valuation is mixed. At the 2026-10-26 close of $11.58, the FairStock-calculated price-to-book is 1.29, and the stock is near its 52-week low of $11.11, yet the FairStock-calculated P/E of -6.19 means reported earnings offer no support. FairStock's EV/EBITDA of 54.65 says the enterprise is not cheap on depressed operating profit. I would call this a speculative turnaround: cash flow and book value provide a cushion, but leverage, losses and a 1.83 beta mean the margin of safety is not yet proven. I do not see a wide moat in these numbers; the case rests on execution and cash generation.

In plain English: Ford makes and sells trucks, SUVs, commercial vans, cars, and Lincoln vehicles. The business looks weak right now because it has been losing money and carries a lot of debt, though it still generates cash. The shares are near the low end of their one-year range and not expensive relative to accounting value, but the reported numbers do not show a clear bargain.

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Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer