Equitable Holdings Inc. Common Stock (EQH)

FairStock Score: 18/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Equitable Holdings is a diversified financial-services company spanning retirement, asset management, protection, wealth, and legacy segments. That diversification is useful, but I do not see a wide moat; these products are competitive, and results depend on markets and disciplined risk control. The numbers are volatile. In fiscal 2025, the year ended 2025-12-31, revenue was $11.7B and net income was -$1.4B, or diluted EPS -$4.83. That came after fiscal 2024, the year ended 2024-12-31, with net income of $1.3B and diluted EPS of $3.69. In the latest filed quarter, fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $1.7B and net income was -$453.0M, or diluted EPS -$1.68, although fiscal Q1 2026, the quarter ended 2026-03-31, showed net income of $621.0M and diluted EPS of $2.14. This is not steady compounding. FairStock's calculations show a negative P/E of -16.15, ROE of -25.13%, a debt-to-equity ratio of 5.86, and an Altman Z-Score of 0.07, which points to financial fragility. Its Piotroski F-Score is only 4/9. On the positive side, trailing free cash flow is $1.3B, giving an FCF yield of 9.1%, and the dividend yield is 2.11%. At the $53.12 close on 2026-10-13, the market is not paying a low multiple of depressed earnings; it is paying for a turnaround. The Lynch category is TURNAROUND, loss in the latest year after earlier profits. A Graham-style investor would demand a margin of safety, and with negative earnings and no P/B, that is hard to establish. I would need evidence of durable normalized profits before calling this a sound value.

In plain English: Equitable Holdings is a financial-services company that sells retirement, investment, and protection products. Its recent results look weak: it lost money in its latest full year and latest quarter, and profits have swung sharply. At the $53.12 close on 2026-10-13, the shares look expensive against reported losses, though the company still produces a lot of cash relative to its market value and pays a dividend worth about 2.11% of its share price.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer