Equitable Holdings Inc. Common Stock (EQH)

FairStock Score: 18/100 — RISKY

Key Financials

Strengths

• Attractive 2.5% dividend yield providing steady income returns

Concerns

• High leverage at 3.21x debt-to-equity increases financial risk and interest expense burden
• Revenue declining at 9.5% year-over-year signals potential demand weakness or market share loss
• Altman Z-Score of 0.1 places it in the financial distress zone—elevated bankruptcy risk

AI Analysis

Equitable Holdings Inc. Common Stock is a mid-cap financial services company valued at $11.8 billion. The business generates $11.3 billion in annual revenue with a 1.8% net margin. From a quality standpoint, Equitable shows distressed Altman Z-Score of 0.1 warrants caution and negative ROE indicating losses. Growth dynamics show revenue growing at -9.5% and profit growth of -76.1%. The 2.5% dividend yield adds an income component for patient holders. Our composite FairStock Score of 18/100 reflects below-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Improving fundamentals and sector tailwinds could drive meaningful earnings growth, compressing the effective multiple for patient investors. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Elevated leverage at 3.2x D/E means rising interest rates or revenue weakness could strain debt covenants and force asset sales at distressed prices. Sluggish -10% growth in a large-cap company leaves the stock vulnerable to de-rating if the market rotates toward higher-growth opportunities.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer