Eagle Point Income Company Inc. 5.00% Series A Term Preferred Stock due 2026 (EICA)

FairStock Score: 47/100 — MIXED

Key Financials

Current Price$24.97
Market Cap—
P/E Ratio31.21
ROE-1.81%
Dividend Yield5.01%
SectorFinancial Services

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I start with what is certain: EICA is a 5.00% term preferred due in 2026, priced at $24.97 on 2026-10-13, near the top of its 52-week range of $24.52 to $25.92. The 5.01% dividend yield is modest compensation for tying up capital until maturity. The supplied FairStock figures are mixed. Revenue growth was 44.28% and profit growth was 50.44%, and in the second quarter of 2026 revenue was $20.2M with net income of $19.5M, a 96.54% margin. That looks strong on its face. But quality and balance-sheet evidence is thin: FairStock's ROE is negative at -1.81%, ROCE is 6.65%, D/E is 0.16, Piotroski is 4/9, and the Lynch category is none because there are only 0 years of filed results versus the 3 needed. Valuation is not Graham-friendly: at the 2026-10-13 close of $24.97, FairStock's P/E is 31.21, P/B is 1.99, PEG is 0.62, and the Graham Number is $15.04, implying a -66.02% margin of safety. The beta of 0.30 and narrow 52-week range fit a low-volatility preferred, but price near par leaves little room for capital gain. The FairStock Score is 47/100. I see no durable moat in the supplied data. The growth is encouraging, but negative return on equity and a price far above the Graham Number argue for caution. For a term preferred, the key is whether the 5.00% coupon and 2026 maturity are covered; the figures show profit, but not enough history to judge durability.

In plain English: Eagle Point Income's Series A preferred shares pay a 5.00% dividend and mature in 2026. The latest figures show fast revenue and profit growth, but the overall return picture is weak and the price is not obviously cheap. At $24.97, the shares sit near the upper part of their 52-week range and offer a modest income stream.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer