Enterprise Financial Services Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of 5% Fixed Rate Non-Cumulative Perpetual Preferred Stock Series A (EFSCP)

FairStock Score: 74/100 — STEADY

Key Financials

Strengths

• Solid return on equity of 10.3% above cost of capital
• Revenue growth of 17.1% demonstrates strong top-line momentum
• Attractive 5.8% dividend yield providing steady income returns
• FairStock composite score of 74/100 places it in the top tier across value, quality, and momentum factors

AI Analysis

Enterprise Financial Services Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of 5% Fixed Rate Non-Cumulative Perpetual Preferred Stock Series A is a micro-cap financial services company. The business generates $694 million in annual revenue with a 7.0% net margin. From a quality standpoint, Enterprise shows adequate 10% ROE. On valuation, the stock is deeply undervalued on a P/E basis at 5.2x, with offers a 72% margin of safety vs Graham Number of $72. Growth dynamics show revenue growing at 17.1% and profit growth of 12.2%. The 5.8% dividend yield adds an income component for patient holders. Our composite FairStock Score of 74/100 reflects above-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Enterprise's 17% revenue growth trajectory could accelerate as it captures additional market share in the financial services sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Macro headwinds or sector-specific disruption could pressure margins, particularly if competitive intensity increases in the financial services space. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer