Eagle Point Credit Company Inc. 6.6875% Notes due 2028 (ECCX)

FairStock Score: 38/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I start by asking what I own. ECCX is not common stock; it is a 6.6875% note due 2028 issued by Eagle Point Credit Company, a financial services firm. My return is chiefly the coupon and principal repayment, not residual equity upside. At $25.17 on 2026-05-07, the note sits near its 52-week high of $25.26 and above its low of $24.50. That tells me the market already prices it as a stable credit, leaving little margin of safety from price alone. The given P/E of 12.37 is a FairStock calculation, but EPS is N/A, and P/B, ROE, ROCE, and D/E are unavailable; I cannot underwrite the issuer's profitability or leverage. The FairStock Score is 38/100, and the Lynch category is none because there are only 0 years of filed results and at least three are needed. That absence of a track record is a red flag for Graham-style analysis. A fixed 6.6875% coupon due 2028 may be attractive relative to many alternatives if credit remains sound, but I have no filed revenue, profit, or coverage figures to verify that. The narrow 52-week range suggests calm trading, not a mispricing. Without balance-sheet and cash-flow data, I cannot estimate asset coverage or default risk. This is a credit instrument, so my central question is not growth but whether the issuer can pay. Since the data does not let me answer that, I would treat it as unproven and demand a larger discount or more disclosure before calling it a value opportunity.

In plain English: This is a bond-like note from a financial services company that pays 6.6875% interest and comes due in 2028. The limited information makes the business hard to judge, and a simple score gives it a low 38 out of 100. At $25.17 on 2026-05-07, the price is near the top of its 52-week range, so it does not look cheap based on the available numbers.

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Data as of 2026-05-07 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer