DTF Tax-Free Income 2028 Term Fund Inc. Common Stock (DTF)
StalwartFairStock Score: 33/100 — RISKY
Key Financials
| Current Price | $11.39 |
| Market Cap | $81M |
| P/E Ratio | 34.52 |
| ROE | 2.74% |
| Dividend Yield | 3.41% |
| Sector | Financial Services |
Strengths
- Altman Z-Score of 24.2 confirms minimal bankruptcy risk and strong solvency
- Attractive 3.4% dividend yield providing steady income returns
Concerns
- Weak Piotroski F-Score of 1/9 suggests deteriorating financial quality across multiple dimensions
AI Analysis
DTF Tax-Free Income 2028 Term Fund Inc. Common Stock is a micro-cap financial services company valued at $81 million. Revenue stands at $3 million. From a quality standpoint, DTF shows weak Piotroski F-Score of 1/9 signaling deteriorating fundamentals and Altman Z-Score of 24.2 confirms fortress-level solvency. On valuation, the stock is trading at a premium 34.5x earnings, with trades above its Graham Number with a negative 21% margin. The 3.4% dividend yield adds an income component for patient holders. Our composite FairStock Score of 33/100 reflects below-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.
Bull Case
Improving fundamentals and sector tailwinds could drive meaningful earnings growth, compressing the effective multiple for patient investors. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.
Bear Case
At 35x earnings, any growth disappointment triggers rapid multiple compression—a 20% earnings miss plus multiple contraction to 20x implies 40%+ downside. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.
Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer