Dillard's Inc. Common Stock (DDS)

FairStock Score: 58/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $642.24 on 2026-10-09, Dillard's has a $10B market value. FairStock's calculations show a 14.71 P/E, 4.73 P/B, and a Graham Number of $365.19, so the price sits 75.86% above that conservative anchor. The balance sheet is sturdy: debt-to-equity is 0.22, Altman Z is 7.27, and trailing free cash flow is $635.1M, a 6.3% FCF yield. Returns are mixed: ROE is 33.75%, but ROCE is 11.36%. This is a regional department store operator, and in fiscal Q2 2026, the quarter ended 2026-08-01, revenue was $1.5B, net income $97.7M, and diluted EPS $6.25. That was better than fiscal Q2 2025, the quarter ended 2025-08-02, when net income was $72.8M and EPS $4.66. Yet the longer record is shrinking. In fiscal year 2023, the year ended 2024-02-03, revenue was $6.8B, net income $738.8M, and EPS $44.73. In fiscal year 2024, the year ended 2025-02-01, revenue was $6.5B, net income $593.5M, and EPS $36.82. In fiscal year 2025, the year ended 2026-01-31, revenue was $6.5B, net income $570.2M, and EPS $36.42. The computed Lynch category is SLOW GROWER—Shrinking, with profit down 9.8% a year over four years and revenue down 0.1%. FairStock's Piotroski F-Score is 5/9 and its Score is 58/100. PEG of 0.43 and EV/EBITDA of 10.14 may look cheap, but only if earnings stabilize. In a cyclical, mature retailer without obvious pricing power, I want a real margin of safety; here the price already assumes a lot.

In plain English: Dillard's runs department stores selling clothes, cosmetics, and home goods. The company is profitable, carries little debt, and produces solid cash, but its sales have been roughly flat to lower and earnings have fallen from earlier highs. At the recent price, the stock looks expensive compared with the company's assets and past earnings power.

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Data as of 2026-10-09 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-08-01) · fiscal Q1 2026 10-Q (period ended 2026-05-02) · fiscal Q3 2025 10-Q (period ended 2025-11-01) · fiscal Q2 2025 10-Q (period ended 2025-08-02) · FY2025 10-K (period ended 2026-01-31) · FY2024 10-K (period ended 2025-02-01) · FY2023 10-K (period ended 2024-02-03)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer