Deutsche Bank AG Common Stock (DB)

FairStock Score: 59/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Banks are balance-sheet businesses, and I want to know whether the assets are sound and the returns are durable before I trust a low multiple. Deutsche Bank is large and diversified—corporate banking, investment banking, private clients, and asset management—with 89,742 employees and a $61.2B market cap. At the 2026-10-13 close of $33.34, FairStock's calculations show a P/E of 8.70, P/B of 0.71, and dividend yield of 3.49%. Statistically, that is cheap. In the quarter labeled 2026-Q2, revenue was $8.5B and net income $1.9B, a 21.83% margin. FairStock's ROE is 8.89%, which is only modest for a bank, and ROCE is 0.49%. The Piotroski F-Score of 3/9 is weak, and the Lynch category is 'none' because only 0 years of filed results are available against a 3-year requirement. The supplied growth metrics are positive, but they are not tied to a named period in this dataset, so I would not over-weight them. What is missing is as important as what is present: CET1, NIM, and combined ratio are not in the data, and D/E is N/A. Without capital and credit-loss measures, I cannot know whether the discount to book reflects opportunity or hidden balance-sheet risk. A bank at 0.71 times book can be a value bargain if returns improve and credit stays clean; it can also be a value trap if leverage and underwriting are weaker than they appear. I would need more bank-specific disclosure before drawing a firm conclusion.

In plain English: Deutsche Bank is a large global bank that lends, handles payments, trades securities, and manages money for companies and individuals. Its latest quarter showed a profit, and the stock looks inexpensive compared with its earnings and accounting value, but the company's financial-strength signals are mixed. A closer look at credit quality and capital strength would be needed before calling it a clear bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer