Cantaloupe Inc. Common Stock (CTLP)

FairStock Score: 57/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Cantaloupe as a small payment-and-software business serving self-service commerce. The idea has appeal: transaction processing, kiosks, cloud software, and only 356 employees. But the numbers at the close on 2026-05-11 do not yet show a durable moat. In the latest quarter, 2026-Q1, revenue was $78.7M, but net income was -$2.2M, a -2.74% margin. The provided figures show revenue growth of 4.33% and profit growth of -104.39%. That is not the profile of a business with pricing power. FairStock's calculations put ROE at 1.48%, ROCE at 4.14%, and the Piotroski F-Score at 3/9. Free cash flow was positive at $15.4M, but its yield was only 1.9%. The balance sheet is conservative: debt-to-equity of 0.18 and Altman Z-Score of 3.13. Still, at $11.20 and a $794.3M market cap, the price is rich: P/E 280.00, P/B 3.27, EV/EBITDA 27.69. The Graham Number is $1.76, implying a -536.36% margin of safety. A FairStock score of 57/100 and no Lynch category—because only 0 years of filed annual results fit the rules—leave me cautious. I would want to see the latest quarterly loss turn into consistent profit, stronger revenue growth, and better returns on capital before calling this a value opportunity. As Graham taught, price is what you pay, value is what you get. Here the value is not yet visible.

In plain English: Cantaloupe provides digital payments and software for self-service commerce, including cashless devices and point-of-sale tools. The business brings in cash but is barely profitable, with a small loss in the latest reported quarter and modest revenue growth. At $11.20, the stock looks expensive compared with its tiny earnings.

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Data as of 2026-05-11 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer