CSX Corporation (CSX)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at CSX as a real railroad: it hauls freight over a network and also provides trucking services, with 21,900 employees. In fiscal Q3 2026 (quarter ended 2026-09-30), revenue was $4.0B and net income $1.1B, or diluted EPS $0.57. Against fiscal Q3 2025, when revenue was $3.6B, net income $694.0M, and diluted EPS $0.37, that is real improvement—roughly 11% revenue growth and much stronger profit. For the full fiscal year 2025, however, revenue was $14.1B and net income $2.9B, down from $14.5B and $3.5B in fiscal 2024, so the long-term record is uneven. FairStock calls it a slow grower, with profit growth of 0.9% a year and revenue growth of 5.9% over five years. Quality is decent: FairStock's ROE is 24.36%, Piotroski F-score 8/9, and trailing free cash flow $3.2B. But ROCE is only 7.38%, debt-to-equity is 1.38, and the Altman Z-score is 2.37, so leverage deserves respect. At the 2026-10-26 close of $51.31, FairStock's P/E is 29.83, P/B 6.75, EV/EBITDA 16.71, PEG 1.41, and FCF yield 3.4%. The Graham Number is $17.15, leaving a margin of safety of -196.15%—in plain Graham terms, the price is far above asset-based value. The dividend yield is only 1.19%, and the FairStock score is 54/100. CSX looks like a good operating business at a demanding price; I would want more evidence of durable growth and better valuation before calling it a bargain.

In plain English: CSX Corporation runs freight trains and related trucking services in the U.S. and Canada. The business looks reasonably strong: it earns good profits, generates cash, and reported higher revenue and net income in the latest filed quarter than a year earlier. But the stock price looks expensive compared with its profits and the value of its assets.

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Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q3 2026 10-Q (period ended 2026-09-30) · fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer