Camden Property Trust (CPT)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Camden as a REIT, so reported EPS and P/E mislead because depreciation is heavy. FFO/AFFO, the right measures, are not in the data, so I fall back on dividend yield, leverage, revenue trend, and price-to-book. The business is a scaled owner of 173 apartment communities with 58,811 homes; scale and location can give a modest moat, but apartments remain a commodity and rent growth is cyclical. The filed record is uneven: FY2025 (ended 2025-12-31) showed diluted EPS of $3.54 on net income of $384.5M, while FY2024 (ended 2024-12-31) had diluted EPS of $1.50 and net income of $163.3M. That suggests profit recovery, but FairStock's revenue growth is -0.46%, and the Lynch category is STALWART, based on 25.4% annual profit growth over five years but only 3.7% revenue growth. At the 2026-10-13 close of $98.00, FairStock calculates P/E 32.34, P/B 2.64, dividend yield 4.28%, FCF yield 3.8%, D/E 1.26, Altman Z 1.02, and Piotroski 5/9. The dividend is appealing, but trailing FCF of $370.5M is below the roughly $424M implied annual dividend outlay at that yield, so FFO coverage is the key unknown. P/B 2.64 is not a Graham bargain, and no margin of safety is used here. Camden is a decent but slow-growth stalwart; the price looks full unless FFO/AFFO and rent trends improve.

In plain English: Camden Property Trust owns and runs apartment communities across the United States. The business is steady but not growing quickly, and it carries a meaningful amount of debt. At $98 per share, the price looks fair to expensive compared with its profits and the value of its assets, though the dividend yield is decent.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer