Creative Media & Community Trust Corporation Common stock (CMCT)

FairStock Score: 19/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable assets, honest accounting, and a margin of safety. CMCT owns creative office and multifamily real estate, but the numbers show a business under strain. In fiscal 2025, the year ended 2025-12-31, revenue was $39.6 million and net income was -$39.0 million, or diluted EPS -$67.08. Fiscal 2024 produced revenue of $37.7 million and a net loss of $25.2 million. The losses are not a one-off: fiscal 2023 had revenue of $39.1 million and a net loss of $48.5 million. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $12.2 million and net income was -$9.9 million, or diluted EPS -$4.03. The company generated negative trailing free cash flow of $29.9 million; FairStock computes FCF yield of -243.5%. Debt-to-equity is 2.03, and FairStock's Altman Z-Score of -1.88 signals financial distress. The moat is not evident: real estate can be differentiated by location and management, but CIM Group's involvement has not yet translated into profits. Since this is a REIT, depreciation distorts EPS and P/E; the right measures are FFO/AFFO, which are not in the data. FairStock shows P/B of 0.07 at the 2026-10-13 close, a huge discount to book, but book value is only meaningful if assets are worth carrying values and debt is serviceable. Revenue growth is -8.91% and profit growth -35.90%. FairStock calls it a TURNAROUND — a loss after earlier profits. A true turnaround needs positive FFO, lower leverage, and stable revenue. Until then, the low price looks like compensation for risk, not a margin of safety.

In plain English: Creative Media & Community Trust is a small real estate owner focused on apartments and creative office buildings. It has been losing money, burning cash, and carrying a lot of debt, so the business looks weak today. The stock price looks very cheap compared with its stated book value, but that discount reflects real risks rather than a clear bargain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer