Community Healthcare Trust Incorporated Common Stock (CHCT)

FairStock Score: 48/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I see Community Healthcare Trust as a small landlord of outpatient healthcare properties: 197 properties, 36 states, about 4.5 million square feet, and a $386.0M market cap at the 2026-10-13 close of $13.47. It is not a wide-moat business; it is a niche REIT with only 35 employees, so tenant credit and local sub-markets matter more than scale. The quarterly trend has improved: in fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $31.2M and net income was $2.4M, or $0.06 diluted EPS, after fiscal Q2 2025, the quarter ended 2025-06-30, had revenue of $29.1M and a net loss of $12.6M. Fiscal Q1 2026, the quarter ended 2026-03-31, had revenue of $31.5M and net income of $2.5M. FairStock calls it a TURNAROUND because it returned to profit after a loss within three years. But the latest net margin is only 7.57%. Because this is a REIT, depreciation distorts EPS and P/E; FFO/AFFO, the right REIT measures, are not in my data. I therefore lean on price-to-book of 0.88, a 12.44% dividend yield, and leverage. Debt-to-equity is 1.36, the Altman Z-Score is 0.27, and the Piotroski F-Score is 4/9, so the balance sheet looks fragile. Free cash flow is $38.7M, a 10.0% yield on market cap, which helps, but dividend coverage is not proven by AFFO here. At 0.88 times book, the price looks cheap if property values and rents hold, but the high yield and weak scores suggest that cheapness may be deserved. Growth is modest on the filed revenue figures, and the annual filings are uneven: FY2025, the year ended 2025-12-31, showed revenue of $121.2M and net income of $5.1M, while FY2024, the year ended 2024-12-31, showed revenue of $1.2M and a net loss of $3.2M.

In plain English: Community Healthcare Trust owns medical buildings and rents them to healthcare providers. The business looks only moderately strong: it earns a small profit and pays a very high dividend, but it has a lot of debt. The stock looks cheap compared with the value of its net assets, though the risks are real.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer