Century Communities Inc. Common Stock (CCS)

FairStock Score: 53/100 — MIXED

Key Financials

Strengths

• Generates $200 million in annual free cash flow (11.8% yield on market cap)
• Strong Piotroski F-Score of 8/9 indicating robust financial health across profitability, leverage, and efficiency metrics

Concerns

• Revenue declining at 3.1% year-over-year signals potential demand weakness or market share loss

AI Analysis

Century Communities Inc. Common Stock is a micro-cap real estate company valued at $1.7 billion. The business generates $4.1 billion in annual revenue with a 0.6% net margin and $200 million in free cash flow. From a quality standpoint, Century shows near-perfect Piotroski F-Score of 8/9 indicating exceptional financial health and Altman Z-Score of 2.6 in the grey zone. On valuation, the stock is attractively valued at 12.2x earnings, with offers a 41% margin of safety vs Graham Number of $99. Growth dynamics show revenue growing at -3.1% and profit growth of -65.0%. The 1.9% dividend yield adds an income component for patient holders. Our composite FairStock Score of 53/100 reflects mixed fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Improving fundamentals and sector tailwinds could drive meaningful earnings growth, compressing the effective multiple for patient investors. With $200 million in annual free cash flow (11.8% yield), management has ample capital for buybacks, dividends, or accretive acquisitions.

Bear Case

Macro headwinds or sector-specific disruption could pressure margins, particularly if competitive intensity increases in the real estate space. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer