Bank7 Corp. Common stock (BSVN)

FairStock Score: 57/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Bank7 as a small, $525.8M market-cap regional bank with 125 employees, so the moat is thin—commercial deposit relationships help, but scale is modest. The record is mixed. In fiscal FY2025, the year ended 2025-12-31, it earned $43.1M, or $4.50 per diluted share, down from $45.7M and $4.84 in fiscal FY2024, the year ended 2024-12-31. Yet in fiscal FY2023, the year ended 2023-12-31, it earned only $28.3M and $3.05 per diluted share, so the longer trend has grown. The latest filed quarter, fiscal Q2 2026 ended 2026-06-30, showed net income of $8.3M and diluted EPS of $0.87, versus $11.1M and $1.16 in fiscal Q2 2025, the quarter ended 2025-06-30—a clear slowdown. As of the 2026-10-13 close of $55.20, FairStock calculates a P/E of 12.63, P/B of 1.97, dividend yield of 2.17%, and PEG of 0.78. FairStock's ROE is 16.85%, respectable for a bank, but its Piotroski F-Score is only 3/9, so recent statement signals are not strong. The Lynch category is STALWART—steady 17.5% profit growth over five years—but the last two reported years and the latest quarter do not march in a straight line. Price-to-book near 2 is not a Graham bargain. Before trusting the credit cycle, I would need CET1, net interest margin, nonperforming loans and reserve coverage, none of which are in this data; combined ratio is an insurer measure and not applicable. At about 12.6 times earnings, the price looks fair, not compelling.

In plain English: Bank7 is a small bank that takes deposits and makes loans to businesses and individuals. It has earned solid profits over the past few years, but its latest reported quarter showed lower profit than a year earlier. At the current price, the stock looks about fair for what the numbers show, not a clear bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer