Banco Santander Brasil SA American Depositary Shares each representing one unit (BSBR)

FairStock Score: 64/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am looking at Banco Santander Brasil through a bank lens, not a free-cash-flow lens. It is a large Brazilian lender with a $45.5B market cap and 47,327 employees. The business is profitable: in the latest reported quarter (2026-Q2), revenue was $11.7B and net income was $2.9B, a 24.82% margin. At the close on 2026-10-13, the price was $5.75, giving FairStock-calculated P/B of 0.43 and P/E of 17.42. The P/B says the market values it at less than half of accounting book value; the P/E says trailing earnings are not especially cheap. FairStock's ROE is 11.15%, a respectable but not extraordinary bank return, and the dividend yield is 6.01%. The low beta of 0.14 suggests the shares have not been volatile, though that is no substitute for balance-sheet analysis. The dataset also lists revenue and profit growth, but without a named filed period I cannot treat those growth rates as durable evidence. The supplied PEG of 0.35 hints growth may be discounted if it persists. The Piotroski F-Score of 3/9 is a yellow flag. Bank investing lives on CET1, net interest margin, credit costs, non-performing loans and reserve coverage; none are in this data. Leverage cannot be checked because D/E is N/A, and ROCE of 1.11% is not a natural bank measure. A 0.43 P/B may be a bargain or a warning that book value is not trustworthy. Without bank-specific capital and credit measures, I would call it interesting but unproven.

In plain English: Banco Santander Brasil is a large Brazilian bank that serves individuals, small businesses, and companies. It is profitable and pays a high dividend, and the stock looks inexpensive compared with its accounting net worth, but some strength checks are weak and important bank details are missing.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer