ProCap Financial Inc. Common Stock (BRR)

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach this as a Graham-style financial analysis, where book value, returns on equity, earnings consistency and leverage matter. At the 2026-09-28 close of $3.91, FairStock calculates a market cap of $176.1 million and a price-to-book ratio of 1.32. That is not an obvious bargain or an extreme premium, but it is only useful if the book is real and earns an adequate return. The data do not give me ROE, EPS or P/E, so I cannot verify the return side. The latest filed quarter, 2025-Q4, shows revenue of just $85,000 and a net loss of $28.7 million, with a margin of -33,713.48%. The growth picture is not meaningful: revenue growth is N/A, and the supplied profit-growth figure is -33,675.17% without a stated period. FairStock's Piotroski F-score is 1/9. This is a very early-stage company incorporated in 2025, with five employees and only 0 years of filed annual results; that is why the computed Lynch category is none, needing three years. Debt-to-equity is 0.36, the one leverage figure available, but for a financial company I would want CET1, net interest margin and combined ratio—none are in the data. The bitcoin-native niche may be differentiated, but I see no evidence of a durable moat or earnings consistency. The 52-week range of $1.31 to $10.57 shows how volatile expectations have been. Valuation rests on hope rather than demonstrated earning power.

In plain English: ProCap Financial is a very new bitcoin-focused financial services company with only five employees. It brought in just $85,000 of revenue in the latest reported quarter while losing $28.7 million, so the business looks weak and unproven. At $3.91 a share, the price is hard to judge because there are no earnings or return figures, though it trades at about 1.3 times its accounting value.

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Data as of 2026-09-28 close · note generated 2026-10-20 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer