Berkshire Hathaway Inc. New (BRK-B)

FairStock Score: 89/100 — HIGH CONVICTION

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Berkshire as a collection of good businesses rather than a single insurer. The filed figures show FY2025 revenue of $247.2B and net income of $67.0B for the year ended 2025-12-31; that is a large, diversified earning stream across insurance, rail and utilities. But the trend deserves respect: FY2023 net income was $96.2B, FY2024 was $89.0B and FY2025 was $67.0B, while revenue moved from $254.9B to $249.7B to $247.2B. So the recent annual record is one of modestly lower revenue and materially lower profit, not steady compounding. The latest filed quarter is stronger: in fiscal Q2 2026, ended 2026-06-30, revenue was $70.1B and net income $25.7B, versus $61.4B and $12.4B in fiscal Q2 2025. That is a real rebound, though one quarter does not prove a trend. Financial health looks conservative on the data given: FairStock calculates D/E at 0.17, beta at 0.60 and ROE at 12.12%, with ROCE at 6.01%. Valuation at the 2026-10-16 close shows a FairStock P/E of 13.38, PEG 0.11 and a FairStock score of 89/100, which is not demanding if earnings hold. My hesitation is that key financial-sector measures—CET1, NIM and combined ratio—are not in the data, and the reported P/B of 0.00 is unusable. Without underwriting and capital ratios, I can see quality and a fair-to-cheap price, but I cannot fully underwrite the risk.

In plain English: Berkshire Hathaway runs insurance, freight rail and utility businesses. It earned a large profit in the latest filed quarter and has modest debt, and the stock price looks low compared with its earnings based on the data provided. Some important financial details are missing, so the picture is not complete.

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Data as of 2026-10-16 close · note generated 2026-10-20 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer