Bank of Hawaii Corporation Common Stock (BOH)

FairStock Score: 60/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Bank of Hawaii as a small, 1,910-employee regional bank serving Hawaii and the Pacific islands. It is not a fast grower: FairStock labels it a SLOW GROWER, with 6.0% annual profit growth over five years. But the latest filed results show improvement: in fiscal Q2 2026, the quarter ended 2026-06-30, net income was $63.8M and diluted EPS $1.47, up from $47.6M and $1.06 in fiscal Q2 2025. Fiscal Q1 2026 net income was $57.4M and diluted EPS $1.30. For full-year FY2025, ended 2025-12-31, net income was $205.9M and diluted EPS $4.63, up from $150.0M and $3.46 in FY2024, though FY2023 was $171.2M and $4.14. That is a cyclical recovery, not a smooth compounder. At the close on 2026-10-13, the FairStock-calculated P/E was 12.34 and P/B 1.71. FairStock-calculated ROE was 13.02%, respectable for a bank but not exceptional. A Piotroski F-Score of 7/9 suggests improving fundamentals, while a 4.23% dividend yield and 0.71 beta add defensive appeal. The trouble is I cannot see CET1, net interest margin, loan-loss reserves, or credit metrics in the data. For a bank, those are central. A 1.71 times book price is not a Graham bargain for a slow grower with concentrated geography. The FairStock Score is 60/100. The price looks fair to modestly attractive, but this is a show-me bank, not a sure thing.

In plain English: Bank of Hawaii is a regional bank serving Hawaii, Guam, and other Pacific islands. It makes money from loans, deposits, and banking services. The business looks steady and is earning more than a year ago, with a solid dividend, but it is not a fast grower and its shares are not obviously cheap or expensive compared with profits and net worth.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer