Bob's Discount Furniture Inc. Common Stock (BOBS)

FairStock Score: 60/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for understandable businesses with durable economics, conservative balance sheets, and a margin of safety. Bob's sells home furnishings, a cyclical and competitive trade. The top line is respectable: in fiscal Q2 2026, the quarter ended 2026-06-28, revenue was $619.6M, up from $569.5M in fiscal Q2 2025; net income was $57.8M and diluted EPS $0.43, versus $35.2M and $0.31. But in fiscal Q1 2026, the quarter ended 2026-03-29, revenue was $578.1M while net income was only $2.5M, or $0.02 per diluted share, down from $13.1M and $0.12 in fiscal Q1 2025. That swing says profits are not steady. At the 2026-10-13 close of $14.32, FairStock calculations show a P/E of 14.04, P/B of 3.53, FCF yield of 6.2%, and EV/EBITDA of 9.87. The P/E and cash-flow yield are not demanding, but the Graham Number is $9.65, leaving a negative margin of safety of 48.39% on that conservative measure. ROE is 38.76%, yet ROCE is only 5.92% and debt-to-equity is 1.68; Altman Z of 1.30 signals balance-sheet risk. Piotroski 8/9 is a positive accounting signal. The company has insufficient filed annual history for a Lynch category: none, because only 0 years are filed and 3 are needed. Overall, the price looks fair on current earnings but not cheap on asset-based Graham terms. The business has growth, but the moat and profit consistency remain unproven.

In plain English: Bob's Discount Furniture sells home furniture in the U.S. through retail and online channels. The company is growing sales, but profits have been uneven and it uses a lot of debt. At the recent price of $14.32, the stock does not look clearly cheap based on its assets, though it looks more reasonable based on current earnings and cash flow.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-28) · fiscal Q1 2026 10-Q (period ended 2026-03-29) · fiscal Q2 2025 10-Q (period ended 2025-06-29) · fiscal Q1 2025 10-Q (period ended 2025-03-30)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer