Beeline Holdings Inc. Common Stock (BLNE)

FairStock Score: 44/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett/Graham investor, I start with the business: Beeline is an 84-employee fintech mortgage lender with a title arm. Mortgage finance is commodity-like, cyclical, and rate-sensitive; scale and low funding costs matter. Beeline is tiny and unproven. Filed figures show fiscal 2025 revenue of $7.8M and net loss of $23.2M, versus fiscal 2024 revenue of $1.1M and net loss of $11.3M. In fiscal Q2 2026 (quarter ended 2026-06-30), revenue was $2.6M and net loss was $4.0M; fiscal Q1 2026 had revenue of $2.7M and a net loss of $5.3M. So growth is real but built on a small base and accompanied by persistent losses. The Lynch screen offers no category because it has lost money in each of the last four years.

In plain English: Beeline Holdings is a small mortgage-lending and title-insurance company that uses technology to handle home loans. It is growing revenue but still losing money, and it has lost money in each of the last four years. The stock price is below its accounting value, but because losses keep eating into that value, the cheapness is not clearly a bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer