BlackLine Inc. Common Stock (BL)

FairStock Score: 17/100 — RISKY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for understandable businesses with durable advantages and a price below intrinsic value. BlackLine sells cloud software for financial close, reconciliations and transaction matching. That work is mission-critical and sticky once embedded, but it is not a wide-moat monopoly. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $187.8M and net income was $16.5M, or $0.27 diluted EPS; in fiscal Q2 2025, the quarter ended 2025-06-30, revenue was $172.0M and net income was $8.3M, or $0.13 diluted EPS. So the latest quarter improved. FairStock classifies it as a TURNAROUND, returned to profit after a loss within the last three years. At the 2026-10-13 close of $29.51, the market cap is $1.7B. FairStock calculations show P/E 52.70, P/B 5.44, Graham Number $8.26, and margin of safety -257.26%, so Graham would not call it cheap. Debt/equity is 2.03 and Altman Z-Score is 1.31, which warrant caution. Yet trailing FCF is $149.1M, an 8.7% FCF yield, and Piotroski is 8/9. Annual results are uneven: in FY2025, the year ended 2025-12-31, net income was $24.5M, down from $161.2M in FY2024, the year ended 2024-12-31. ROE is 7.03% and ROCE is 1.64%. The price may be fair only if margin expansion and cash generation persist; otherwise it is a speculative turnaround, not a classic value bargain.

In plain English: BlackLine makes cloud software that helps finance teams close their books, reconcile accounts, and match transactions. The latest quarter showed higher sales and profit than a year earlier, and the company produces a lot of cash. But the share price looks expensive compared with its earnings and accounting value, so it is not an obvious bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer