The Bank of New York Mellon Corporation (BK)

FairStock Score: 55/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at BNY Mellon as a scale custody and securities-services franchise: it safekeeps assets, processes transactions, and manages money for institutions. In the latest reported period, fiscal Q1 2026, revenue was $5.3B, net income was $1.6B, and the margin was 30.58%. Those are solid filed figures. The supplied data also show revenue growth of 13.85% and profit growth of 33.77%, though the data do not specify the exact comparison period. FairStock calculations at the 2026-07-17 close show a P/E of 19.50, P/B of 2.73, ROE of 13.47%, and PEG of 0.58; a 1.53% dividend yield adds modest cash return. The business has a real moat in scale, trust, and switching costs, but this is not a classic Graham bargain: 2.73 times book for a 13.47% return leaves little margin of safety if returns slip. The Piotroski F-score of 3/9 is a caution. Also, the data lack CET1, net interest margin, and a combined ratio, so I cannot judge capital adequacy, spread income, or underwriting/credit risk. BNY is a financial company, so I am judging it on returns, book value, earnings consistency, leverage, and credit risk as far as the data allow, not free cash flow or EV/EBITDA. The FairStock score is 57/100, and the computed Lynch category is none because there are only 0 years of filed results versus the 3 needed. At $157.13, near the 52-week high of $159.16, the price looks fair to full. I would want more evidence on capital and returns before calling it cheap.

In plain English: It is a large financial services company that safekeeps assets, processes securities, and manages money for institutions. The business looks solid, with growing profits and a high profit margin. At $157.13, the price looks fair to a little full compared with its profits and assets, not a bargain.

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Data as of 2026-07-17 close · note generated 2026-11-01 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer