BJ's Wholesale Club Holdings Inc. Common Stock (BJ)

FairStock Score: 52/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach BJ's as a consumer-defensive warehouse retailer. In fiscal Q2 2026, the quarter ended 2026-08-01, revenue was $6.2B, net income $173.9M, and diluted EPS $1.36. For FY2025, the year ended 2026-01-31, revenue was $21.5B, net income $578.4M, and diluted EPS $4.38, up from FY2023 revenue of $20.0B and net income of $523.7M. That is steady but not rapid. FairStock labels it a SLOW GROWER based on 6.6% annual profit growth and 6.8% revenue growth over five years. The Piotroski F-score of 8/9 suggests accounting strength, and trailing free cash flow of $358.2M is real, but FCF yield is only 2.8%. ROE is high at 27.67%, though ROCE is 7.05%, and D/E is 1.26, so returns on equity are flattered by leverage; Altman Z is 2.33. The warehouse-club model may have a modest moat from scale and repeat purchases, but low net margins—2.79% in the latest quarter—leave little room for error. At the 2026-10-13 close of $99.57, FairStock calculates P/E 21.79, P/B 5.73, PEG 1.42, EV/EBITDA 13.23, and Graham Number $42.27, a -135.56% margin of safety. For a slow grower, that is not a bargain. I admire the steady business and defensive beta of 0.18, but the price already reflects much of the good news. I would need a larger discount to intrinsic value before calling it compelling.

In plain English: BJ's runs membership warehouse clubs on the eastern half of the United States, selling groceries, fresh food, general merchandise, gasoline and other goods. The business looks steady and profitable, with sales and profits rising slowly, but the shares at $99.57 on 2026-10-13 look expensive compared with the company's earnings, cash flow and asset value.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-08-01) · fiscal Q1 2026 10-Q (period ended 2026-05-02) · fiscal Q3 2025 10-Q (period ended 2025-11-01) · fiscal Q2 2025 10-Q (period ended 2025-08-02) · FY2025 10-K (period ended 2026-01-31) · FY2024 10-K (period ended 2025-02-01) · FY2023 10-K (period ended 2024-02-03)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer