Barclays PLC Common Stock (BCS)
FairStock Score: 61/100 — STEADY
Key Financials
| Current Price | $22.27 |
| Market Cap | $78.8B |
| P/E Ratio | 8.31 |
| ROE | 10.45% |
| Dividend Yield | 2.77% |
| Sector | Financial Services |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
As a Graham-style investor, I start with price against conservatively measured value. At the 2026-10-26 close of $22.27, Barclays trades at a FairStock-calculated P/E of 8.31 and P/B of 0.87, on a $78.8B market cap. That is not demanding, but a bank is only cheap if its balance sheet is sound and earnings are durable. The supplied FairStock ROE is 10.45%—respectable but not high—and ROCE is 0.48%; I treat those as calculated figures, not bank capital measures. In the third quarter of 2026 as supplied, revenue was $7.4B, net income $1.9B, and margin 25.80%—decent current numbers. The supplied growth rates, for a period not named in the data, show profit growth of 10.98% versus revenue growth of 2.76%. Still, the Piotroski F-score of 3/9 says the financial trend is weak on this scorecard, while the PEG of 0.27 is only one calculation. The dividend yield is 2.77%, beta 0.91, FairStock score 61/100, and 52-week range $19.84–$28.69. My main caution is missing bank-specific data: CET1 capital, net interest margin, credit-loss/underwriting detail, and combined ratio are not provided, so I cannot properly judge leverage and credit risk. Barclays' diversified UK, US, and investment-banking mix can support earnings, but investment banking is cyclical. At 0.87 times book, there is a modest margin of safety if asset quality holds; I would want capital and credit evidence before calling it a high-quality bargain.
In plain English: Barclays is a large UK-based bank that serves consumers and businesses around the world. The business looks moderately profitable but not outstanding, and its shares look somewhat cheap compared with the profit and accounting value shown in the data. The record is mixed and important banking details are missing, so it is not a clean picture.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash
Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer