Banco Bradesco Sa American Depositary Shares (BBD)

FairStock Score: 62/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Banco Bradesco as a large Brazilian bank and insurer with a $42.8B market cap and 68,814 employees. At the 2026-10-13 close of $4.19, FairStock calculates a P/E of 13.52 and P/B of 1.23. That is not demanding, but it is not a cigar butt either. FairStock's ROE is 13.76%, a respectable double-digit return on equity, while ROCE is only 1.07%, a reminder that banking capital efficiency is hard to read without CET1, net interest margin, and credit-cost detail. The data set lists revenue growth of 9.17%, yet profit growth of -7.62%, so the top line is expanding while the bottom line is shrinking. In the 2026 second quarter, the data set lists revenue of $32.1B, net income of $7.1B, and a 22.22% margin. The Piotroski F-Score is 3/9, which is weak, and FairStock assigns no Lynch category because only 0 years of filed results are available and 3 are needed. A 3.90% dividend yield and low beta of 0.19 may appeal to income and defensive investors, but a bank's real risk is in the loan book and underwriting; without CET1, NIM, or combined ratio, I cannot underwrite that risk. I would call this fair-to-cheap only if credit quality is sound, not on the numbers alone.

In plain English: Banco Bradesco is a large Brazilian bank and insurer that serves retail, corporate, and investment customers. Its revenue is growing but profits have slipped recently, and key details about loan quality and capital are not in the data. At $4.19 a share, the price looks roughly fair compared with its profits and book value, not an obvious bargain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer