Bank of America Corporation (BAC)

FairStock Score: 60/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett-and-Graham-minded investor, I see Bank of America as a large, diversified bank with a durable franchise rather than a fast-growing curiosity. The FairStock category is STALWART, based on 11.3% annual profit growth over five years and 5.7% revenue growth, which matches a steady financial utility. Filed results show progress: in fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $31.6B, net income $9.1B and diluted EPS $1.21, up from $27.4B, $7.2B and $0.90 in fiscal Q2 2025. For FY2025, revenue was $113.1B, net income $30.5B and diluted EPS $3.81, versus FY2024's $105.9B, $27.0B and $3.19. At the $50.52 close on 2026-10-26, FairStock puts the P/E at 12.06, P/B at 1.29, ROE at 10.73% and PEG at 0.73—reasonable, not heroic, for a stalwart. The dividend yield is 2.53%, beta 1.21, and Piotroski 5/9 suggests an average, not pristine, financial picture. For a bank, I would want CET1 capital, net interest margin and credit-loss trends; those are not in the data, nor is a combined ratio, so I cannot fully judge leverage and underwriting risk. Price looks fair to modestly attractive against earnings and book, but the margin of safety is only moderate.

In plain English: Bank of America is a large bank serving consumers, small and mid-sized businesses, big companies, and investors. Its revenue and profit have been rising, and the share price looks reasonable compared with its profits and accounting value, not clearly cheap or expensive. The business looks fairly strong, but banks always carry credit and balance-sheet risks, and some important safety details were not in the data.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer