Axis Capital Holdings Limited Common Stock (AXS)

FairStock Score: 67/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Looking at Axis Capital through a Graham-Buffett lens, this is a specialty insurer and reinsurer with a simple underwriting engine: take premiums, invest them, and pay claims carefully. The numbers suggest a solid underwriter. FairStock puts the shares at a P/E of 6.95 and P/B of 1.20 based on the 2026-10-13 close of $97.55. That is not demanding if the earnings are real. Return on equity is 17.42%, debt-to-equity is only 0.23, and beta is 0.49. The Lynch category is STALWART, steady growth, with profit growing 13.0% a year over four years and revenue 5.4%, which fits an insurer that compounds quietly rather than a fast speculative story. Filed figures show fiscal year 2025 revenue of $6.6B, net income of $1.0B, and diluted EPS of $12.35; fiscal year 2023 had revenue of $5.6B, net income of $376.3M, and diluted EPS of $4.02. The latest filed quarter, fiscal Q1 2026 ended 2026-03-31, produced revenue of $1.6B, net income of $254.8M, and diluted EPS of $3.29, versus fiscal Q1 2025 revenue of $1.5B, net income of $194.1M, and diluted EPS of $2.26. That is real progress. FairStock's ROCE is only 2.42%, which is less impressive, though for an insurer ROE and book value matter more. The main caveat is that insurance earnings can flatter a single period; underwriting risk, reserve development, and catastrophe losses are not visible in the ratios. CET1, NIM, and combined ratio are not in the data. On the supplied numbers, the price looks cheap relative to earnings and book value, but I would want more underwriting detail before calling it a bulletproof bargain.

In plain English: Axis Capital is a specialty insurance and reinsurance company that covers risks like professional liability and property catastrophe. The business looks financially strong: it earns good profits, grows revenue, and carries modest debt. The stock price looks inexpensive compared with those profits, though insurance risks can change quickly.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer