American Integrity Insurance Group Inc. Common Stock (AII)

FairStock Score: 92/100 — HIGH CONVICTION

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $27.49 on 2026-10-13, American Integrity trades at a FairStock-calculated P/E of 6.50 and P/B of 1.46. FairStock also calculates ROE of 26.24%, debt-to-equity of 0.09 and PEG of 0.27. That mix—high return on equity, low leverage and a modest multiple—is the kind of setup Graham would notice. Filed figures show fiscal year 2025, the year ended 2025-12-31, revenue of $276.5M, net income of $99.6M and diluted EPS of $5.65, versus fiscal year 2024, the year ended 2024-12-31, revenue of $204.4M, net income of $39.7M and diluted EPS of $2.95. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $115.2M and net income $34.1M, after fiscal Q1 2026, the quarter ended 2026-03-31, revenue of $90.9M and net income of $19.9M. The recent trajectory is exceptional.

In plain English: American Integrity Insurance Group sells home and property insurance. It has been very profitable lately, with low debt and a stock price that looks low compared with its recent earnings and accounting value. The main risk is that it has only a short public record and insurance can suffer badly if storms or claims are worse than expected.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q4 2025 10-K (period ended 2025-12-31) · fiscal Q3 2025 10-K (period ended 2025-09-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer